Security At Walkup ATMs:
Completely fill out all necessary paperwork (deposit slips, loan payments, etc.) before approaching the ATM. Keep extra deposit envelopes in your car, so you can fill them out before approaching the machine. To safely deposit money in an ATM, count the money and complete all the necessary paperwork before leaving for the ATM. Place all currency (no coins) and/or checks in an ATM transaction envelope and seal it. Conceal the envelope until you are ready to deposit it in the ATM.

If possible, take another adult with you, especially at night. The second person improves your security by staying alert to possible danger while you are using the ATM.

If the ATM is obstructed from view or poorly lit, go to another ATM. If you are using the ATM at night, make sure the ATM and area is well lit. Some states have certain lighting requirements for ATM areas. Report any lighting problems to the financial institution responsible.

Always observe your surroundings before conducting an ATM transaction. If you are driving to an ATM, your car door should be locked when entering the site. Park as close to the terminal as possible. Just because you plan to make a quick stop, do not leave your car running or the keys in it. Look the whole area over before getting out from the safety of your car. If you see anyone or anything that seems to be suspicious (like someone just standing around or many people in a nearby car but no one at the ATM), cancel your transaction and leave immediately, if the ATM that you are using does not have a 911 button. If your ATM has a 911 button, and there is a possible emergency, call the 911 Dispatcher by pushing the button on the machine or go ahead and leave the area. If you feel like something is "just not right" and the ATM you want to use in not equipped with a 911 button, then play it safe and go to another ATM. Do not take unnecessary chances by continuing your transaction. You could be placing yourself at greater risk of injury and/or robbery.

If other people are present at the ATM when you arrive, stay in your car. Remain in your car, with the doors locked, until you are alone. Be sure to lock your car when you get out of it, but keep your keys handy so you can get back into it quickly, if you need to.

If the ATM is in use, give the person using it privacy. Should you choose not to wait in the car and a line is present at the ATM, give adequate space to the person using the machine. If someone is close to you, then ask them to step back. If they do not, then go to your vehicle and wait until that person leaves or go to another ATM. Always wait for a person using a machine to leave, before approaching the terminal.

Minimize time spent at the ATM. Have paperwork and ATM Access Card ready when you reach the ATM, so that you won't have to reach into your purse or wallet. By having the Access Card in your hand and ready to use, your transaction will be quicker and safer.

Stand between the ATM and anyone waiting to use it, so that others cannot see your PIN or function. Use your body to block or shield the ATM's keyboard as you punch in your transaction. Also, to withdraw money from an ATM, stand in a manner that blocks or shields the cash outlet that is dispensing the money from someone else's view. By doing so, you can prevent others from seeing how much money you received. Remember, that the capacity of today's optics makes it feasible for someone to read the numbers that you punch in from a great distance away.

Never count or let other people see your money while standing at the ATM. Immediately put the money in pocket or purse. Return to the safety of your car or another private place before counting your money and recording the transaction.

To make a deposit. Take out the conceal, prepared envelope, and insert it into the deposit inlet as instructed on the ATM or envelope. Remember, never visually expose how much money you are going to deposit.

Remember to always take your Access Card, cash, and receipt before you leave the ATM. Never leave the receipt of your transaction at the ATM. It contains your account number and other important account information.

Do not accept help from strangers while using an ATM. If you have problems, contact the bank. If you see anyone or anything suspicious while conducting a transaction, cancel your transaction and immediately leave (if the ATM you are using does not have a 911 button). If your ATM has a 911 button, and there is a possible emergency, call the 911 Dispatcher by pushing the button on the machine.

When you leave an ATM. Watch carefully for people following you or approaching you. If you are being followed, go to the nearest store, business, restaurant, or place where other people are present. If someone follows you in a car, drive to the nearest Police Station or some place where others are present.

Remember to call and report all crimes to the ATM owner and local law enforcement officers immediately, if the ATM you used is not equip with a 911 button.